Academic Catalog 2019-2020

Financial Information

Financial Aid

All requests for financial aid assistance should be directed to the University’s Financial Planning Office. Financial aid awards are made following a determination of the applicant’s admission and eligibility. The Free Application for Federal Student Aid (FAFSA) is required for determination of eligibility. The FAFSA can be completed online at

Gardner-Webb University admits students of any race, color, national and ethnic origin to all the rights, privileges, programs, and activities generally accorded or made available to students at the school. It does not discriminate on the basis of race, color, national and ethnic origin in administration of its educational policies, admissions policies, scholarship and loan programs, athletic and other school-administered programs.

A. Federal

  1. PELL GRANTS - Grants available to students who have an exceptional need as indicated by their expected family contribution (EFC), which is determined from the results of the FAFSA. These grants range from $600 to $5,920 per year. Awards are prorated for students who are taking less than the full-time requirement of 12 hours per semester.
  2. FEDERAL DIRECT STAFFORD LOANS - Federal loans are available to students who are enrolled at least half-time (six hours or more). The maximum amount a student can borrow is $12,500 per year provided they have earned at least 60 hours. Repayment begins six months after a student drops below half-time status, withdraws, or graduates. The maximum repayment term is ten years.
    1. DIRECT SUBSIDIZED STAFFORD LOANS - The interest on subsidized loans is paid by the federal government while the student is enrolled half-time or more. Six months after the student graduates, leaves school, or falls below half-time status, interest begins to accrue. These loans are need-based.
    2. DIRECT UNSUBSIDIZED STAFFORD LOANS - Interest on unsubsidized loans begins to accrue at the time the loan is made. The student may begin payment of the interest at that time, or he/she may allow the interest to capitalize. These loans are available to all students who are enrolled half-time (six hours) or more.

NOTE: The FAFSA must be completed prior to each academic year to qualify for federal aid.

B. In-State

A list of state programs for eligible North Carolina residents (funding contingent upon state appropriations) is as follows:

The North Carolina Need-Based Scholarship Program (NBS) is a grant program created by the State legislature for students with an Expected Family Contribution (EFC) of $15,000 or less. The EFC is determined by the results of the Free Application for Federal Student Aid (FAFSA).

The Forgivable Education Loan for Service (FELS) was established by the North Carolina General Assembly in 2011. The loan provides financial assistance to qualified students who are committed to working in North Carolina in fields designated as critical employment shortage areas. Please visit for additional information including eligibility, award amounts, application procedures, and approved education programs.

North Carolina does offer other sources of financial aid based on specific criteria. The College Foundation of North Carolina’s website can be used to research and apply for such scholarships. The web address is as follows:

C. DCP Out-of-State Grant

Those students who are not North Carolina residents are eligible for a grant worth $1,000 per year. The student must enroll full-time (12 hours or more) to receive this grant.

NOTE: The DCP Out-of-State Grant is not need-based but does require completion of the FAFSA.

Follow these steps to apply for Financial Aid:

  1. Apply for admission to Gardner-Webb’s Degree Completion Program.
  2. Initiate the financial aid process by completing a Free Application for Federal Student Aid (FAFSA). Students are encouraged to complete this form as soon as their previous year’s tax forms are completed. (For example: The info from the 2018 federal tax forms is needed for the FAFSA for the 2019-2020 school year.) The FAFSA form is available on the web at

    NOTE: A new FAFSA must be submitted every year in order to be considered for federal financial aid. Be sure to indicate Gardner-Webb as one of the schools to receive any reports resulting from your financial aid application by recording our Title IV code of 002929 where requested.

  3. Any student planning to start the Degree Completion Program in the summer must complete the current year FAFSA form. For example, if you plan on starting with the summer of 2020, you must complete the 2019-2020 FAFSA.
  4. Once your FAFSA is completed, the results will be sent electronically to Gardner-Webb to determine your financial aid eligibility. An email notification and instructions to view and process your financial aid award will be sent to your Gardner-Webb e-mail address.
  5. Please check the Eligibility and Requirements section within your WebbConnect account to view all requested documentation and missing requirements. Any outstanding requirements must be satisfied to finalize your financial aid award.


Tuition for the 2019-2020 Academic Year

GOAL - The Degree Completion Program tuition for the 2019-20 academic year is $448 per credit hour, with the exception of the Accelerated Bachelor of Science in Nursing program which carries a $747 charge per credit hour. Tuition increases are usually implemented during the summer term; however, the University reserves the right to adjust tuition and other charges at the beginning of any semester if such adjustments are necessary in the judgment of the Board of Trustees.

Students enrolled in GOAL-DCP will be charged the specified GOAL-DCP tuition rate per credit hour regardless of the number of hours taken during the semester. Although some courses may be designated as both GOAL-DCP and Traditional Undergraduate Program courses, GOAL-DCP students will be charged the GOAL-DCP tuition rate.

Students are expected to review their Online Bill at the beginning of the semester and to make satisfactory financial arrangements no later than the end of the first full week of classes.

Most students are eligible to receive some form of federal or state financial assistance to offset tuition.

Common Miscellaneous Fees

Audit (Per Course) $175.00
Auto Registration (Annual) $50.00
Credit by Exam (Per Credit Hour) $125.00
Graduation Fee $150.00
Graduation Hood Fee $30.00
Late Graduation Fee $125.00
Non-Sufficient Funds/Returned Check $25.00
Prior Learning Assessment Transcription (Per Course) $100.00
Portfolio Assessment $100.00
Online Learning Technology Fee (Per Course) $50.00
Replacement Student ID Card $10.00
Textbooks (Estimated Per Semester) $750.00
Transcript Fee $15.00
Transient Credit (Per Course) $150.00
Tuition Late Payment Fee $50.00
Tuition Non-Payment Fee $100.00

The above fees are typical with enrollment in the DCP. Fees are subject to change and additional fees may be assessed as required under certain policies. Unless otherwise explicitly stated, fees paid to the University are not refundable.

Miscellaneous Academic Fees

Depending on the program of study and courses taken, students should expect to see course-specific fees ranging from $10 to $400. Multiple fees may apply to individual courses. Fees are used to cover direct expenditures associated with a course requirement (i.e., laboratory materials, database licenses, background checks, etc.) as well as indirect expenses associated with a particular class.

Book Expenses

The estimated cost of textbooks is $750 per semester, but can vary greatly depending on the number of classes taken and the course of study.

Online Learning Technology Fees

All online and hybrid courses will be assessed a fee of $50 per course. Funds generated from this fee are used to help support services that Gardner-Webb provides to students. Services include student computing and technology equipment, software, site assistance and troubleshooting, and the support staff necessary for these functions to operate effectively. This fee is non-refundable in the event a student withdraws from the course.

Schedule of Payment

Deferred Payment Plan

Tuition, fees, and book charges are payable in full within 10 days of the start of classes; however, the University makes available a Deferred Payment Plan to students who prefer to make two payments during the summer or four payments during the Fall and Spring semesters rather than the full payment at the beginning of the semester. Students may sign up for the Deferred Payment Plan when viewing their Online Bill. The Online Bill may be accessed through the WebbConnect portal on the Gardner-Webb homepage using the username and password assigned by Technology Services. Questions about the Deferred Payment Plan may be directed to the Student Accounts Office at 704-406-4287.

Employer Paid Tuition

Gardner-Webb recognizes that many companies offer tuition reimbursement to their employees. To enable students to take advantage of this benefit, Gardner-Webb will defer the covered portion of the student’s tuition cost until three weeks after the end of the semester. A link providing details about the plan and the documentation required may be found at the bottom of the student’s Online Bill or they may contact the Student Accounts Office for details on enrolling in this plan.

Charge Reduction Policy

Registration in the University is considered a contract binding the student for charges for the entire semester, and the student remains responsible for tuition and fees for any course(s) from which the student has withdrawn. However, it is the policy of Gardner-Webb University to give pro-rata charge reductions through 60% of the enrollment period in the event a student OFFICIALLY WITHDRAWS FROM SCHOOL. The Complete Withdrawal Form should be completed electronically and may be accessed through WebbConnect. A confirmation will be sent when the withdrawal is complete. The withdrawal date is the date this process begins.

Students leaving school for disciplinary reasons will not be eligible for any reduction and will be liable for the entire semester charges. Students who withdraw from individual classes after the drop/add period will not receive a charge reduction.

For purposes of interpreting this policy, the pro-rata charge reduction percentage is equal to the number of calendar days (includes weekends) remaining in the semester divided by the number of calendar days in the semester. No charge reduction will be given after the 60% period of enrollment for the semester.

When a student’s charges are reduced, federal, state, institutional and non-institutional Aid will be adjusted in accordance with the regulations governing the respective programs. Please contact the Financial Planning Office for current regulations concerning these programs. Leaving the University without officially withdrawing may result in a student forfeiting all financial aid and, thus, becoming responsible for the entire balance.

Delinquent Student Accounts

Students with outstanding financial obligations may be prevented from registering for the following semester. In addition, transcripts and/or diplomas will not be released until all financial obligations are satisfied. Delinquent accounts may be referred to collection agencies and/or credit bureaus. Financial obligations include, but are not limited to, student account balances, parking, disciplinary and library fines, and returned checks.